Save Big on Your Refinance!
Phone: 661.998.8755
Loan Options We Offer
FHA Home Loans
VA Loans for Heroes
Conventional Loans
Explore a diverse selection of option mortgage solutions, including options for first-time homebuyers and refinancing. We cater to various needs, such as option one homes, mobile homes, commercial loans, fix and flip projects, rental financing, and more, guiding you every step of the way.
Conventional Loans
VA Loans for Heroes
Conventional Loans
You can purchase a home with as little as 3% down, making it an attractive option mortgage for borrowers with a credit score of 620 or higher. Take advantage of lower mortgage insurance rates and explore various assistance programs through Option One Homes.
VA Loans for Heroes
VA Loans for Heroes
VA Loans for Heroes
Veterans and active service members can take advantage of an option mortgage with 0% down. We honor our heroes by providing accessible homeownership options through Option One Homes and Option One Mortgage.
USDA Rural Loans
VA Loans for Heroes
VA Loans for Heroes
Explore your option mortgage with USDA loans to buy in rural America, which offer 0% down for low to moderate-income families. This is an excellent opportunity for those considering option one homes and promoting rural homeownership.
Secure Your Down Payment
Secure Your Down Payment
Secure Your Down Payment
Down payment assistance (DPA) programs in California are designed to assist low-to-moderate-income families and first-time homebuyers with the significant upfront costs of purchasing a home. These programs are primarily offered by state agencies, such as the California Housing Finance Agency (CalHFA), and other authorities.
Typically, these programs are structured as a second mortgage that is either deferred or requires repayment over time.
Mobile Home Loans
Secure Your Down Payment
Secure Your Down Payment
Mobile home loans in California, often referred to as manufactured home financing, are specialized lending products designed for properties that meet specific construction and zoning criteria. Programs in the state can vary based on whether the home is a single-section or multi-section unit, its manufacturing date homes from 1976 or newer. Properties such as homes situated in a community, on leased land, or on owned land. These loans usually require a minimum of 5% down payment.
Business Property Loans
Secure Your Down Payment
Business Property Loans
Business loans are designed for investors who are looking for to expand their real estate portfolio. Bank statements, profit and loss or future rental of a house can qualify an investor to purchase an investment house. We can assist our clients in 42 states to qualify for these loans. We also assist clients who need funds to expand their business, cover expenses or simply need funds to cover marketing programs, purchase new equipment and even to cover the purchase of a established business.
ITIN Loans
Secure Your Down Payment
Business Property Loans
ITIN Loans are designed for borrowers who don't have an social security number. These loans required a higher down payment than other conventional loans. However, ITIN borrowers can access to these loans and make their dream to own a home true. These loans are available in the fifty states. Down payment start from 10% up to 30%. We can even assist borrowers with visa who look to invest in this country. Give us a call today to start your path to homeownership.
Lock in Low Rates Today
Lower your mortgage or cash out to complete a project, this is your chance.
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